Ragar Home Loans

All the Products for All Your Needs

From The Loan to the Home We Are Here for You

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CONVENTIONAL

  • For people in search of a basic loan.

  • Put down as little as 3% for fixed-rate loans.

  • Credit scores as low as 620 accepted.

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FHA

  • For people who seek flexibility.

  • Put down as little as 3.5%.

  • Credit scores as low as 580 accepted.

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JUMBO

  • For people who are looking for a luxury home.

  • Put down as little as 10%.

  • Credit scores as low as 660 accepted.

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USDA

  • For people who love the countryside.

  • 0% down payment.

  • Credit scores as low as 620 accepted.

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VA

  • For people who serve or have served our country.

  • 0% down payment.

  • No private mortgage insurance.