Ragar Home Loans

CONSTRUCTION LOANS

BUILD YOUR DREAMS WITH OUR LOANS

ABOUT CONTSTRUCTION LOANS

Construction Loans are have options for FHA, USDA, VA, and Conventional Financing and allowed for Purchase Only.  Construction Loans are designed to allow you to pick the lot, pick the builder, pick the plans and build the house you want on the land you choose.  Close on the construction loan and the permanent financing all in 1 loan.  Construction terms range from 6 months to 12 months; once the construction period is over the loan rolls into permanent financing. 

CONSTRUCTION LOAN OPTIONS

  • Conventional, FHA, USDA, VA
  • Down Options
    • USDA as low as  0% Down
    • VA as low as 0% Down
    • FHA as low as 3.5% Down
    • Conventional as low as 3% Down
  • Credit Scores as low as 580 Accepted 
  • Fixed and Adjustable Rates are Available 
  • Eligible down payment assistance programs available 

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