Mortgage Advisor

Wyatt Ragar

Mortgage Advisor NMLS# 559049 Licensed in FL, IL and MO

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(314) 413-0202 [email protected]

3018 Winghaven Blvd.
O'Fallon, MO 63368
Branch License #2534568

About Wyatt Ragar

Your mortgage is personal, and I understand that.

My team's main focus is on you and your future; this along with our excellent customer service is what sets us apart from other lenders. We realize you have a lot of choices when choosing your next home loan; my team will take you step by step through all of your options and fit you with the loan that will fit YOU and YOUR ultimate goal. My team's main focus is on you and your future; this along with our excellent customer service is what sets us apart from other lenders. We realize you have a lot of choices when choosing your next home loan; my team will take you step by step through all of your options and fit you with the loan that will fit YOU and YOUR ultimate goal.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Wyatt's team

Heather 1 Heather Mayfield Cropped

Heather Mayfield

Business Development Manager

3018 Winghaven Blvd.
O'Fallon, MO 63368
Branch License #2534568

Group 261

Larry Scarpace

Loan Officer Assistant

3018 Winghaven Blvd.
O'Fallon, MO 63368
Branch License #2534568

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Cindy Cunningham

Processor

3018 Winghaven Blvd.
O'Fallon, MO 63368
Branch License #2534568

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Lauren King

Divisional Marketing Manager

1801 S. Meyers Rd., Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Wyatt's clients have to say

Billy D

Very helpful and savvy help me with my first purchase was very satisfied.

Feb 13, 2024

Jeanie D

Absolutely amazing thank you so much.

Feb 08, 2024

John S

Wyatt Ragar and Larry Scarpace were fantastic from star to finish! Their professionalism, knowledge, and due diligence are testament to your company's fine reputation. Please insure they are acknowledged for all their fine work in adding another satisfied customer to your list. Thank you; John & Kylee. ... Read More

Dec 29, 2023

Conner C

Wyatt did a great job throughout the financing process and was communicative to everything that was needed to be done.

Nov 27, 2023